Loan Programs

Commercial Financing

Capital for business property, investment real estate and growth.

Commercial financing helps businesses and investors buy or refinance commercial real estate, mixed-use buildings and larger multifamily properties, or fund major projects.

Commercial loans are underwritten on the property and the business as much as on the borrower, so the documentation looks different from a home loan. Kam can connect you with lenders that fit the deal.

Requirements

What lenders look for

1Business planLenders want to see how the funds will be used and realistic financial projections.

2Financial statementsBusiness and personal financial statements, tax returns and, for income property, rent rolls.

3CollateralMost commercial loans are secured by the property or other business assets.

4Credit historyLenders review both the business's credit and the owners' personal credit.

Benefits

Why borrowers choose it

Capital for growth

Expand operations, buy your own space or add to an investment portfolio.

Flexible structures

Options range from short-term bridge loans to long-term fixed financing.

Better cash flow

Owning instead of renting, or refinancing existing debt, can steady your monthly costs.

Guidelines shown are typical and vary by lender. Loan approval, rates and terms depend on credit, income, property and lender guidelines. Program availability and requirements are subject to change. This is not a commitment to lend.

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